Resume Writing

Stop other people stealing your job interviews. For a Professional Resume Writing Services CLICK HERE

Download Our Mobile Apps

Monthly Poll

How can you boost your knowledge at work?

Vote
View result
View All Blogs
03 Aug
2017

Heidi Finigan

Security Expert
 

Online banking has made our lives much easier. It’s no longer a case of waiting in line at the local bank branch. We can make payments, check statements and keep an eye on our spending at the click of a button. But all of this online banking activity has also made things that bit easier for cyber-attackers who want to access our banking data and use it for their own gains.

If you are banking online, whatever device you are using, you should make sure that you’re keeping your data 100% secure. Here are seven bulletproof strategies to protect your mobile and online banking transactions:

Beware of Phishing Attempts
No bank will ask for your personal or online banking login details over email or over the phone. View any such attempt with serious suspicion. Equally, exercise caution and use your internet sixth sense when opening emails, responding to requests for information and clicking on links. Hackers are increasingly sophisticated and emails can look convincingly official so always err on the side of caution.

Install Anti-Virus Software
Most of us have anti-virus software downloaded on our computers but it’s something we sometimes overlook when it comes to our smartphones. Make sure all of your devices have up-to-date versions of anti-virus protection installed and perform regular scans. That way any data stealing malware can be quickly identified and removed.

Secure your Connection
If a hacker gains access to your internet connection (this is particularly likely if you’re using public Wi-Fi) they can access your data too. Sign up to a VPN, an encrypted internet connection, to ensure your internet browsing and online banking stays completely secure. VPN Compass can give you some great advice on the best VPN to choose.

Password Protect your Phone
If someone steals your phone, what data will they be able to access? You should certainly password protect your phone and consider installing other protections such as an app lock. Enabling your remote tracker will also allow you to locate and remotely wipe your phone data if necessary.

Use Strong Passwords and Update Them Regularly
Strong passwords are essential to your online banking security. Passwords should be at least 12 characters long. They should contain a mixture of upper and lower case letters, numbers and symbols and shouldn’t contain any recognisable words or names. Most banks these days help you to stay secure by asking for some form of two-factor authentication such as sending a code to your phone and requesting a password.

Delete History
Your phone or computer may ask if you want to save your card details once you’ve entered them for a transaction. Whilst entering those details is time-consuming and you may be tempted to opt for the convenient option, don’t do it. If someone gains access to your phone they can easily find and use your card details. This is especially important when using a public computer. In this situation, go one step further and delete all cookies, cache and history before logging out.

Regularly Check Your Statements
Even with the best will in the world, you may not be able to prevent someone accessing your bank details and using them for their own purchases. Regularly check your bank statements and query any transactions you don’t recognise. That way any misuse of your bank details can be quickly identified and stopped.

 

Online banking is an incredibly convenient product of the internet age. Employ some security measures and you can continue to save time and effort managing your money whilst keeping your details safe at the same time.  

Comments  (0)


  (75 characters)