The responsibilities of the credit analyst include analyzing credit data and financial information of persons or companies that are applying for credit or loans to determine the risk that the bank, or other lending or credit-granting institution will not recoup funds loaned.
The level of risk is then used to determine if a loan or line of credit will be granted, and if so, the terms of the loan, including interest rate.
Credit analysts will prepare reports based upon their findings to help make decisions on lending and credit-worthiness.
To assist RMs in putting up cases for renewal of facilities. cases pending information, documents, financials etc to be provided by the client to be put up for extension on a case-by-case basis and subject to approval.
To identify & provide upward feedback on potential risk areas and implement the proposed solutions.
Skills and Qualifications:
Bachelors Degree of Finance, Accounting or related to the field.
Strong computer skills including database management
1-3 years experience in corporate banking
Good administrative and organizational capabilities
Ability to work under pressure
Excellent English language Writing & speaking
Banking background knows how to write corporate credit files professionally
Posted On: on 12/10/17
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